Anima Malakar Gupta (39)

Village : Chatra , PO: Kendpukur ; PS : Habibpur;  Malda

Group :  Lakshmi , Target No: 08, Branch – Pakuahat

The member is having a small family of her husband and one son, but income of her husband was too low to run the family as he is a mediocre clay modeler and not having any regular income throughout the year. The member was really in trouble so far maintenance of family expenses is concerned.

To come out of this odd situation she used to think of any profession through which she can earn and contribute the family on permanent basis, but she was lacking in financial resources. When she was in such critical situation, she could hear about presence of Destiny Finco Pvt. Ltd. in the area providing financial support to the poor and distressed people on easy terms, she immediately visited the office of Destiny Finco and get her admitted in Lakshmi group on 05.08.2010. She decided to start a business where it will not attract high cost but the item enjoys  ready market. Even setting up any shop may not be required.

With this idea she availed first loan of Rs. 8000 from Destiny Finco on 12.08.2010 upon completion of formalities and started cloth business in small shape. Earlier she was selling cloth items from door to door and also from her house. Being known person in the locality she could succeed  in her venture and inspired to go  for maintaining higher and high value stock. Upon repayment of first loan she availed the next loan of Rs. 10000 in the following year. Thus she gradually increased loan availment in the subsequent years with repayment of previous loan and lastly she has availed loan of Rs. 17000. Now she is also selling the cloth products in the market and receiving good response from the customers for  variety designed cloth items . Thus she has been able to increase her monthly income and present monthly income is around Rs. 8000.

With her effort she has been able to stand by her husband and get her son studied in standard school. We are sure that the above live examples will certainly inspire other people to go ahead for their livelihood with success in their respective areas.