Particulars

2019-20

2018-19

2017-18

2016-17

2015-16

Institutional Profile

Numbers of Districts

3

3

3

3

3

Number of Villages

428

425

639

647

644

Number of Branches

9

9

19

19

19

Number of CO

38

38

47

62

68

Total Staff Strength

60

59

74

92

93

Number of Active Members

17750

16895

14758

14242

13257

Number of Active Borrowers

5540

5914

6431

7346

8182

Number of  Active Groups

1004

1000

1019

1028

1029

No. of Loan disbursed during the period

5357

5811

6473

7556

8473

New clients Joined  during the period

962

1225

1203

1101

1922

Dropout Members during the period

109

83

687

116

659

Borrowers/Members Ratio (%)

31.21

35.00

43.58

51.58

61.72

Loan Portfolio

Loan disbursed during the year

98607000

103723000

104330000

108920000

110845000

Cumulative Loan disbursed

1220635000

1122028000

1018305000

921934000

813014000

Loan Realised During the year

99850840

101549861

104924109

109651381

109041974

Loan Portfolio

60342828

61586668

59413529

60007638

60739019

Loan Portfolio Growth (%)

(2.02)

3.66

(0.99)

(1.20)

3.06

Sustainability / Profitability

Capital Adequacy Ratio (%)

105.50

102.20

103.95

101.88

99.51

Operating Self-sufficiency (%)

113.31

109.43

107.20

107.11

106.31

Yield on Gross Portfolio (%)

22.85

24.86

25.11

24.90

23.80

Efficiency / Productivity

Loan Officer Productivity(Number)

141

153

137

119

120

Personal Productivity(Number)

92

100

87

80

88

Average Loan Size on Yearly Disbursement

18407

17849

16118

14415

13082

Average Outstanding Loan Size

10892

10414

9238

8168

7423

Average Loan Portfolio Per CO

1005714

1043842

802886

967865

893221

Average Outstanding Loan Size by the Active Members

3399

3645

4026

4217

4582

Operating Expenses Ratio (%)

23.28

25.95

25.92

24.26

23.24

Other Ratios

Cost Per Borrower (Rs)

2630

2670

2500

2192

1894

Portfolio at Risk (>60 days) (%)

5.09

2.82

2.09

1.41

0.81

Current Repayment Rate

99.38

99.75

97.47

98.74

99.98